Auto Insurance in Michigan: What You Need to Know in 2022
We’ve got all your insurance needs covered.
As an INDEPENDENT INSURANCE AGENCY representing multiple insurance companies, Ann Arbor Insurance Centre can do the shopping for you, offering a variety of choices with many solid insurance carriers. We will get you the right coverage, at the right price.

Meeting your insurance needs is our only business.
How can we help you with your insurance needs?

Automobile Insurance
Automobile insurance provides you with the security of knowing that you will be financially covered in the case of an automobile accident.
In the state of Michigan, it is required by law to have automobile insurance. In case of an automobile accident you may be held liable for an injured person’s pain and suffering and/or damages for medical expenses and lost income. Automobile insurance provides you with the security of knowing that you will be financially covered in the unfortunate event of an automobile accident.
Like automobiles, motorcycles are required to carry liability insurance. Ann Arbor Insurance Centre represents several companies who offer a broad range of coverage options to protect you and your riders as you cruise the open roads.

Homeowner Insurance
Homeowner Insurance provides coverage for your home and personal belongings in the event of a loss.
Your home and its contents are often your most valuable assets. Having the right coverage and the right agent are important if you are ever in the unfortunate situation to have to make a claim. At Ann Arbor Insurance Centre, we will do everything possible to make the process smooth.
Ann Arbor Insurance Centre also provides renter’s insurance for your apartment.
Ann Arbor Insurance Centre also provides coverage for your “toys” including:
- Snowmobiles
- Jet Skis
- All-Terrain Vehicles (ATVs)
- Recreational Vehicles (RVs)
- Boats and other watercraft

Business Insurance
Whether you operate your business from your home or office, rest assured that Ann Arbor Insurance Centre can protect you and your business with a variety of business insurance policies.
Business insurance can provide your company with multiple benefits, including:
- Protection against loss to your building and contents
- Protection against loss of property of others
- Protection against loss of valuable papers and records
- Protection against lost wages and lost income
- Protection for liability claims against you
- Coverage for injury to your employees (Workers’ Compensation)
- Protection for loss arising out of your business automobile
- Loss control service and suggestions to help reduce your exposures, and, in turn, your insurance costs

Health & Dental Insurance
Ann Arbor Insurance Centre provides both health insurance for individuals and group health insurance plans for employers.
Finding the right health insurance plan is not easy. With different types and different amounts of coverage provided by different companies, finding the right plan can get a little confusing. Ann Arbor Insurance Centre can help you sort things out. As an independent agent, we can give you a broad selection of policies and companies to choose from including Health Insurance, Disability Insurance and Long Term Care Insurance.
Ann Arbor Insurance Centre provides both health insurance for individuals and group health insurance plans for employers. We offer many programs designed to fit your specific needs. From short-term plans intended to provide temporary coverage between jobs, waiting for employer-sponsored programs to kick in, or recent college graduate coverage to long term, yet affordable, plans. AAIC will help you get the coverage that’s right for you without having to give up something else to pay for coverage.

Life Insurance
Life insurance provides family and loved ones with the financial security they may need in the event of a premature death. Ann Arbor Insurance Centre can provide you with options.
Ann Arbor Insurance Centre can find the right term-life insurance program for those looking to provide security while you have children at home or until retirement. For those looking for life-long coverage, we provide whole life insurance policies.
For those looking for Fixed Investment Options, we provide several fixed annuity products.
If you are traveling outside of your home country, you should think about purchasing travel insurance. Most health insurance policies provide little, if any, coverage if you should need medical attention during foreign travel.
Click on any of the three carriers shown below for more information on the services offered by each of these fine companies, as well as to obtain a quote and the option to issue your own policy.

Farm Insurance
Farm insurance provides coverage for your country estate, equestrian facility, or commercial farm. Ann Arbor Insurance Centre can provide you with options.
Ann Arbor Insurance Centre has Farm Insurance options for homeowners living on a hobby farm that may own acreage or personal use livestock. Ask about:
- Senior Discounts
- Group Discounts
- Condition of Buildings Discount
Ann Arbor Insurance Centre has insurance products that can cover:
- Boarding Facilities
- Instructor/Trainer Liability
- Public Riding Stables
If your livelihood is farming, Ann Arbor Insurance Centre can help with insurance programs for:
- Cash Crop Farms
- Livestock Farms
- Organic Farming
Current Customers
Claim & Payments
Need to file a claim or pay a bill? We are here for you. Although in many cases you are able to report your claim directly to your carrier, please don’t hesitate to call the agency if you have any questions about your claim before you file. See the list of carriers below.
877-528-7878
Report an AmTrust Claim
Make an AmTrust Payment
866-274-8765
Report an ASI Claim
Make an ASI Payment
888-252-4626
888-869-2642 (Roadside Service)
Report an Auto Owners Claim
Make an Auto Owners Payment
800-527-3907
Report a Foremost Claim
Make a Foremost Payment
877-922-9701
Report a Hagerty Claim
Make a Hagerty Payment
810-733-0153
Report a Pioneer Claim
Make a Pioneer Payment
800-274-4499
Report a Progressive Claim
Make a Progressive Payment
800-332-3226
Report a Safeco Claim
Make a Safeco Payment


Edie Huffman
President, CEO, Licensed Producer
ehuffman@annarborinsurancecentre.com

Shawn Shepherd
SVP, Ops Manager, Licensed Producer
sshepherd@annarborinsurancecentre.com

Stephanie Trax
Personal Lines Licensed Producer
strax@annarborinsurancecentre.com

Joni
Personal Lines Licensed Producer, CISR
jgallo@annarborinsurancecentre.com

Sam
Licensed Personal, Commercial, Life & Health Producer
sthurmon@annarborinsurancecentre.com

Diane
Personal Lines Licensed Producer
dkohn@annarborinsurancecentre.com

Christi
Commercial Account Manager
cschreiber@annarborinsurancecentre.com

Amanda
Personal Lines Licensed Producer
amarshall@annarborinsurancecentre.com

Krystal
Personal Lines Licensed Producer
kgrames@annarborinsurancecentre.com
Contact Ann Arbor Insurance Centre
2755 Carpenter Rd,
Ann Arbor, Michigan 48108
Phone: 734-973-9444
Fax: 734-973-8318
Hours: Monday – Friday (9 am – 5 pm)