Auto Insurance in Michigan: What You Need to Know in 2022

We’ve got all your insurance needs covered.

As an INDEPENDENT INSURANCE AGENCY representing multiple insurance companies, Ann Arbor Insurance Centre can do the shopping for you, offering a variety of choices with many solid insurance carriers. We will get you the right coverage, at the right price.

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Meeting your insurance needs is our only business.

Ann Arbor Insurance Centre has been serving clients in the Southeast Michigan area for over thirty years. We provide our clients with quality service, comprehensive insurance products and competitive pricing.

As an Independent Insurance Agency, we represent many of the best insurance firms and are not restricted to offering just one insurance firm’s products, but instead we offer the best products of each firm. We will do the shopping for our clients, saving them time as well as money.

We Sell Peace of Mind

Meeting your insurance needs is our only business. From Homeowners Insurance, Automobile Insurance, Life and Health Insurance to a variety of Business and Farm Insurance coverage, Ann Arbor Insurance Centre is your one-stop source for your insurance needs.

“Diane is so wonderful to work with, I had to let you know. I messaged her to please send my declaration page to the bank for my car loan today. Now, that might sound like a very simple and silly thing to write about, however I am currently very overwhelmed with so much, work, school, buying 2 cars recently, setting up payments, and all kinds of family responsibilities that I am just fried!! FRIED! And when she emailed me and said “done” today it was just the thing to let me breath for a second and feel so much gratitude. It made me feel so appreciative of not just this one thing, but she has been so kind and swift in helping me with EVERYTHING, that she deserves recognition. I am so happy she is here and the rest of AAIC, truly! Thanks, you guys for being a bright spot!”

– L.A. (Customer Review)

How can we help you with your insurance needs?

Automobile Insurance

Automobile insurance provides you with the security of knowing that you will be financially covered in the case of an automobile accident.

Automobile

In the state of Michigan, it is required by law to have automobile insurance. In case of an automobile accident you may be held liable for an injured person’s pain and suffering and/or damages for medical expenses and lost income. Automobile insurance provides you with the security of knowing that you will be financially covered in the unfortunate event of an automobile accident.

Motorcycle

Like automobiles, motorcycles are required to carry liability insurance. Ann Arbor Insurance Centre represents several companies who offer a broad range of coverage options to protect you and your riders as you cruise the open roads.

Homeowner Insurance

Homeowner Insurance provides coverage for your home and personal belongings in the event of a loss.

Valuable Assets

Your home and its contents are often your most valuable assets. Having the right coverage and the right agent are important if you are ever in the unfortunate situation to have to make a claim. At Ann Arbor Insurance Centre, we will do everything possible to make the process smooth.

Renter's Insurance

Ann Arbor Insurance Centre also provides renter’s insurance for your apartment.

Boats, Toys, RVs & More

Ann Arbor Insurance Centre also provides coverage for your “toys” including:

Snowmobiles
Jet Skis
All-Terrain Vehicles (ATVs)
Recreational Vehicles (RVs)
Boats and other watercraft

Business Insurance

Whether you operate your business from your home or office, rest assured that Ann Arbor Insurance Centre can protect you and your business with a variety of business insurance policies.

Business Insurance Benefits

Business insurance can provide your company with multiple benefits, including:

Protection against loss to your building and contents
Protection against loss of property of others
Protection against loss of valuable papers and records
Protection against lost wages and lost income
Protection for liability claims against you
Coverage for injury to your employees (Workers’ Compensation)
Protection for loss arising out of your business automobile
Loss control service and suggestions to help reduce your exposures, and, in turn, your insurance costs

Health & Dental Insurance

Ann Arbor Insurance Centre provides both health insurance for individuals and group health insurance plans for employers.

Health

Finding the right health insurance plan is not easy. With different types and different amounts of coverage provided by different companies, finding the right plan can get a little confusing. Ann Arbor Insurance Centre can help you sort things out. As an independent agent, we can give you a broad selection of policies and companies to choose from including Health Insurance, Disability Insurance and Long Term Care Insurance.

Ann Arbor Insurance Centre provides both health insurance for individuals and group health insurance plans for employers. We offer many programs designed to fit your specific needs. From short-term plans intended to provide temporary coverage between jobs, waiting for employer-sponsored programs to kick in, or recent college graduate coverage to long term, yet affordable, plans. AAIC will help you get the coverage that’s right for you without having to give up something else to pay for coverage.

Dental

To learn more about dental offerings click here.

Life Insurance

Life insurance provides family and loved ones with the financial security they may need in the event of a premature death. Ann Arbor Insurance Centre can provide you with options.

Term-Life Insurance

Ann Arbor Insurance Centre can find the right term-life insurance program for those looking to provide security while you have children at home or until retirement. For those looking for life-long coverage, we provide whole life insurance policies.

For those looking for Fixed Investment Options, we provide several fixed annuity products.

Travel Insurance

If you are traveling outside of your home country, you should think about purchasing travel insurance. Most health insurance policies provide little, if any, coverage if you should need medical attention during foreign travel.

Click on any of the three carriers shown below for more information on the services offered by each of these fine companies, as well as to obtain a quote and the option to issue your own policy.

Farm Insurance

Farm insurance provides coverage for your country estate, equestrian facility, or commercial farm. Ann Arbor Insurance Centre can provide you with options.

Country Estates

Ann Arbor Insurance Centre has Farm Insurance options for homeowners living on a hobby farm that may own acreage or personal use livestock. Ask about:

Senior Discounts
Group Discounts
Condition of Buildings Discount

Equestrian Facilities

Ann Arbor Insurance Centre has insurance products that can cover:

Boarding Facilities
Instructor/Trainer Liability
Public Riding Stables

Commercial Farming

If your livelihood is farming, Ann Arbor Insurance Centre can help with insurance programs for:

Cash Crop Farms
Livestock Farms
Organic Farming

Current Customers

Claim & Payments

Need to file a claim or pay a bill? We are here for you. Although in many cases you are able to report your claim directly to your carrier, please don’t hesitate to call the agency if you have any questions about your claim before you file. See the list of carriers below.